Today I received my Curt 13119 hitch for my 2012 CR-V EXL. Got a good price on it, too. Bought it from JC Whitney with a 20% coupon, and the delivered price was $105. Now, it's time to put it on. The installation videos on the interwebs show the removal of the undercarriage cover, cutting out the hole where the driver's side hitch bracket will mount, and replacing the cover. I'm wondering if it is really necessary to remove the cover. Since the dimensions for the cutout are graphed out pretty well in the installation instructions, wouldn't it be possible to do the cutting without removing the panel? Has anyone ever done the installation without removing the panel?