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Mechanical vs Electronic reliability as it relates to extended warranty

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How reliable/how problematic are the electronics in my 2019 touring turbo with 13K?

We just bought the car and have a week to decide on the extended warranty from the dealer. The warranty company is reputable and this is not a question as to whether the cost or coverage period is reasonable. We keep our cars for about 10 years or so.

Up until this purchase, I have always declined the extended warranty on my prior cars. Its a Honda after all, what can go wrong? The dealer even agrees we me that today's cars are mechanically reliable. There are exceptions of course, but I have never experienced a catastrophic failure (engine, transmission) that required an expensive repair that would have made an extended warranty pay for itself. But....

The dealer made a case that the benefit of an extended warranty comes into play if any of the electronics go bad like navigation, cruise, crash avoidance systems etc. And although the computer/board/electronic gizmo may be relatively inexpensive, the labor to diagnose and install is where the expense lies. I recognize that today's car's are more electronically sophisticated. I am keeping an open mind to the possible benefit of the warranty despite my 40 years of car ownership that says I have never needed an extended warranty. But in the past, the main warranty pitch was the risk of mechanical failure.

The question is does anyone have experience or thoughts on the reliability of today's car electronics (Honda or others) that would help me assess the need for or benefits of an extended warranty?

Thank you
Jim
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The. Admin. Istrator.
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Cars and components age.

A warranty is a good thing to have should something awry happen :)
 
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I can tell you that in my line of work my boats have 80% electrical issues and 20% mechanical. I have extended warranty on both of my vehicles through GEICO.
 

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How reliable/how problematic are the electronics in my 2019 touring turbo with 13K?

We just bought the car and have a week to decide on the extended warranty from the dealer. The warranty company is reputable and this is not a question as to whether the cost or coverage period is reasonable. We keep our cars for about 10 years or so.

Up until this purchase, I have always declined the extended warranty on my prior cars. Its a Honda after all, what can go wrong? The dealer even agrees we me that today's cars are mechanically reliable. There are exceptions of course, but I have never experienced a catastrophic failure (engine, transmission) that required an expensive repair that would have made an extended warranty pay for itself. But....

The dealer made a case that the benefit of an extended warranty comes into play if any of the electronics go bad like navigation, cruise, crash avoidance systems etc. And although the computer/board/electronic gizmo may be relatively inexpensive, the labor to diagnose and install is where the expense lies. I recognize that today's car's are more electronically sophisticated. I am keeping an open mind to the possible benefit of the warranty despite my 40 years of car ownership that says I have never needed an extended warranty. But in the past, the main warranty pitch was the risk of mechanical failure.

The question is does anyone have experience or thoughts on the reliability of today's car electronics (Honda or others) that would help me assess the need for or benefits of an extended warranty?

Thank you
Jim
I also went for the extended warranty, not because the cars are unreliable, but because repairs on electronics are expensive and the warranty was pretty cheap. Also a first for me in 45+ years.

Even if your dealer is reputable, I’d still benchmark against the prices for a HondaCare warranty from one of the dealers that specializes in selling extended warranties on line. I got mine from Sean at Hyannis Honda for ~$1k for an additional 3 years.

 

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Have the extended warranty on our 2018 V because of all the electrical components that, while failing less than the mechanical parts, are more expensive to replace.

In addition, had the extended warranty on our 2010 Accord. Never needed it [whistling past the graveyard here], but we did get a refund equal to half of the original price of the warranty.
 

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I don't know the exact split between mechanical and electrical field failures in modern Hondas, but I do know that in almost all cases, electronic components (which are now days field replaceable units, not repairable by dealers) cost a lot more than the typical mechanical part. Electronic black boxes in modern Hondas can easily top $2K just for the box, plus labor to install and verify it.

Generally, I would expect electronics to be more reliable than mechanical moving parts, but the real risk now days is if a black box system tends to have some field reliability issues requiring intervention repairs (example: BCMs in gen5s)

I'm with Excommunicated on extended warranties these days. HondaCare is quite modestly priced, even for eligible used vehicles, if you shop online for it. Even if you paid full retail price to a local dealer (they clearly make good profits on these based on the discounted prices we see online) it still a pretty reasonable price compared to many 3rd party policies of similar coverage. And being a Honda originated policy, there will never be any finger pointing back and forth between Honda, owner, and a third party warranty company.
 

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Warranties are just a form of insurance… The company collects premiums, and in return, takes on risk in the hopes that they’ll make more money than they’ll pay. If you can afford to pay for (possible) repairs out of pocket, you’ll likely come out on top by refusing the warranty. If coming up with the cash for an expensive repair would be difficult, you should consider buying it.

Products generally need repairs with a “bathtub curve”, meaning many repairs are done at the beginning (when still under manufacturer warranty), comparatively few for a few years, and then start suffering from age-related failures (usually after an extended warranty has expired.)
 

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I don't know the exact split between mechanical and electrical field failures in modern Hondas, but I do know that in almost all cases, electronic components (which are now days field replaceable units, not repairable by dealers) cost a lot more than the typical mechanical part. Electronic black boxes in modern Hondas can easily top $2K just for the box, plus labor to install and verify it.

Generally, I would expect electronics to be more reliable than mechanical moving parts, but the real risk now days is if a black box system tends to have some field reliability issues requiring intervention repairs (example: BCMs in gen5s)

I'm with Excommunicated on extended warranties these days. HondaCare is quite modestly priced, even for eligible used vehicles, if you shop online for it. Even if you paid full retail price to a local dealer (they clearly make good profits on these based on the discounted prices we see online) it still a pretty reasonable price compared to many 3rd party policies of similar coverage. And being a Honda originated policy, there will never be any finger pointing back and forth between Honda, owner, and a third party warranty company.
Definitely go Honda Care......
 

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How reliable/how problematic are the electronics in my 2019 touring turbo with 13K?

We just bought the car and have a week to decide on the extended warranty from the dealer. The warranty company is reputable and this is not a question as to whether the cost or coverage period is reasonable. We keep our cars for about 10 years or so.

Up until this purchase, I have always declined the extended warranty on my prior cars. Its a Honda after all, what can go wrong? The dealer even agrees we me that today's cars are mechanically reliable. There are exceptions of course, but I have never experienced a catastrophic failure (engine, transmission) that required an expensive repair that would have made an extended warranty pay for itself. But....

The dealer made a case that the benefit of an extended warranty comes into play if any of the electronics go bad like navigation, cruise, crash avoidance systems etc. And although the computer/board/electronic gizmo may be relatively inexpensive, the labor to diagnose and install is where the expense lies. I recognize that today's car's are more electronically sophisticated. I am keeping an open mind to the possible benefit of the warranty despite my 40 years of car ownership that says I have never needed an extended warranty. But in the past, the main warranty pitch was the risk of mechanical failure.

The question is does anyone have experience or thoughts on the reliability of today's car electronics (Honda or others) that would help me assess the need for or benefits of an extended warranty?

Thank you
Jim
Considering how tied in electronics are in modern cars, I wouldn't buy any new or newer car without an extended warranty.
 

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I went with an extended warranty for the first time. I looked at it from an engineers view, from the increase in electronics and a more complex engine, I thought it prudent. Have not be disappointed in my decision...camera, gauge cluster and infotainment system have been replaced....now waiting on fuel injectors as the next potential issue. But I'm covered.
 

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Consumer Reports generally says extended warranties are not worth what they cost.
If you are worried about it, take the money you would pay for the warranty and put it in the bank for if and when you might need it.

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Discussion Starter · #13 ·
Thanks for all the replies. In rough numbers it looks like 50% of the 11 responses bought/would buy an extended warranty. Again, it "appears" as if only 1 of the 11 have actually used their extended warranty. I realize this is only seat of the pants statistics given the small sample size, but it does suggest there is a concern for repair costs. IF, an electronic component is at fault.

True, its optional insurance. One responder mentions BCM issues and I looked it up and it would appear to have a somewhat vehicle-wide impact. But it also appears to be subject to a factory recall to fix the problem which would not require an extended warranty for the repair. Of course there could be other non-recall related issues, that recur or add up over time to make an extended warranty worth it.

Naturally the dealer's offer was buy it now when doing the sale paperwork, but I know from past purchases, I would continue to get "its not too late" emails for months afterward trying to sell the extended warranty after declining it at the sale. The dealer admitted it takes about a week to process paperwork and that I could use that time to think about purchasing the warranty.

We bought the car from an Acura dealer who also has the adjacent Honda dealership. The warranty was from a third party, not Honda Care, but I did request a Honda Care quote from the link provided. Thanks for that.
 

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Well, I bought Honda Care from an online site just before the regular warranty ended. Shortly after...the A/C quit, and Honda Care covered it 100%. $2000 repair cost nothing. Like others, I'm waiting for the injectors to go out. I'm right at the mileage (39,000 miles) where this is likely to happen. 2018 CRV EXL.
 

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I thought Honda Care could be purchased anytime before the standard warranty expires? You shouldn't have to purchase it in the first week.

Is the dealer selling you an aftermarket warranty or Honda?
You are correct.

It sounds like the dealer is offering some warranty other than HondaCare. I guess we need clarification from the original poster.
 

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One responder mentions BCM issues and I looked it up and it would appear to have a somewhat vehicle-wide impact. But it also appears to be subject to a factory recall to fix the problem which would not require an extended warranty for the repair. Of course there could be other non-recall related issues, that recur or add up over time to make an extended warranty worth it.
There is NO recall on BCMs that I am aware of. If your factory warranty has expired and your BCM fails, YOU pay to replace it and they are not inexpensive. I sighted that specific example because it has been more problematic for more owners than fuel injector issues.

You may or may not get a good will exception from Honda if the factory warranty is expired, if you open a case with them and they review in your favor (worth a shot). While I know Honda has stepped up on warranty exceptions for some owners when fuel injector issues arise, it very much appears to be mileage dependent in Honda case review. I have seen little or no evidence that Honda is applying exceptions to the factory warranty for failed BCMs.

You may or may not get a good will exception from Honda if the factory warranty is expired (worth a shot).

We bought the car from an Acura dealer who also has the adjacent Honda dealership. The warranty was from a third party, not Honda Care, but I did request a Honda Care quote from the link provided. Thanks for that.
I would avoid dealer pushed 3rd party warranties if at all possible. Some are good, some are not very good at all. The 3rd party warranty marketplace appears more and more to be junk policies in many cases, or when you find a reputable one their prices are way higher than HondaCare for used vehicles.
 
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