williamsji· Premium Member
2017 CRV Touring - Pearl White w Black Interior
Many states require you to either call police or self-report any non-injury accident that is over $400. Your damage alone will easily surpass this. If there is any injury, no matter how minor... police need to be notified and official reports taken and filed.No, I did not call police as the damage was light & I had to get somewhere.
ALWAYS call the police, regardless in my view. A police report is going to be relied on by your insurance company and when insured the other parties insurance as well.
Where uninsured motorists are concerned.. I always refuse to discuss remedies and compensation with them, and instead refer them to my insurance company. Reason: most uninsured will try to convince you to just fix it with a bit of chewing gum and a bandaid and they will pay for it (pleading for you to not report it to police or your insurance company).... trying to save themselves money. My insurance steps right in on this, and they help me get my vehicle repaired and back on the road, while also suing the other party for damages and recovery. My insurance also has waived my uninsured motorist deductible too, but that is more about rewarding customer loyalty I think.