2020 CR-V Hybrid EX-L
Normally when another driver is at fault their insurance will have to pay for Honda parts. If you file under your insurance that depends if you paid a higher premium for OE(original equipment) parts coverage. Look for Honda certified body shops, they generally will work with insurance to prioritize OE parts.So I was just rear-ended by a person that does not have a license from this country and they have no insurance. They hit me hard enough at a stoplight so that two screws came out of the undercarriage and the bumper was scraped. I'm not trying to up my insurance or to gouge this guy, but by taking it to a dealership, is that going to cost me more money or should I just go to an independent auto dealer? I definitely want Honda parts. Any thoughts are welcome, thanks. Damage is slight, but the fact that 2 screws came out of the undercarriage is more concerning.
Here's why not calling the police for your situation is a bad ideaNo, I did not call police as the damage was light & I had to get somewhere.
- Filing a claim under your own insurance is going result in a surcharge at renewal especially when you don't have an official police report stating the at fault driver is uninsured vs your statement alone.
- It's common someone will lie that they don't have insurance to avoid a claim against them.