First fallacy, you have three (3) years of free updates to your Garmin Navi not 3 updates.
Second fallacy, Garmin does not necessarily update every year. They advertise “roughly” or “about” depending which brochure you read.
Example: Update to version 2023 was in Oct 2022. Update to version 2024 was February 2024.
My 2022 which was built in 09/22 came with the 2021 Version just like yours. If Garmin holds true to form, that means I will only get two updates during the three year period.
AZgman posted sage advice.
Sidebar: I received an e-mail from hondanavi on 5/15/24 advising me that there was a new update available for my CR-V. That was another fallacy courtesy of Honda. The latest version is 2024 for the POS Bean system.
Disclaimer: I do not know for sure that your ‘24 uses the Bean system.
YMMV